Your Deals Funded.
Every Time.
If you're a real estate investor, we'll fund your deals fast.
If you need funding for commercial or residential EMDs, double closes, or the down payment for a seller carry-back...we can fund all of your transactional needs.
287
Deals Funded
$3.1M
Funded in 2025
150+
Happy Borrowers
So What's It Cost?
EMD for Wholesale
Amount:
$5,000 - $100,000
Timeline:
60 days maximum with an extension
Upfront Fee:
$500 or 1% of amount needed, whichever is greater. This is credited towards the 40% return. (If over 30 days, this amount is doubled)
Return:
40% for 30 days or less. Increases if past 30 days. Minimum return is $1,500.
Requirements (in order):
1. Mutual release signed by seller and buyer
2. EMD loan agreement signed
3. Non-refundable upfront fee paid
4. Disbursement agreement signed by the title company
EMD for End Buyers
Amount:
$5,000 - $100,000
Timeline:
60 days maximum with an extension
Upfront Fee:
$500 or 1% of amount needed, whichever is greater. This is credited towards the 40% return. (If over 30 days, this amount is doubled)
Return:
40% for 30 days or less. Increases if past 30 days. Minimum return is $1,500.
Requirements (in order):
1. Mutual release signed by seller and buyer
2. 3 HUDs showing previous experience
3. EMD loan agreement signed
4. Non-refundable upfront fee paid
5. Disbursement agreement signed by the title company
Double Close
Amount:
Up to 100M
Timeline:
Same day closing
Upfront Fee:
$0
Return:
1.5% up to $1M
2.5% up to $5M
3% above $5M
Minimum return is $1,500.
(+1% if you need a double close with less than a week notice)
Requirements (in order):
1. BC funds must be receipted first
2. All other signing and paperwork complete before funding
Seller Carry-back (Morby Method)
Amount:
Up to 1M
Timeline:
Same day closing
Upfront Fee:
Will charge for early POF in account & extra actions
Return:
2.5% for in and out same day closing. Will increase if more work is required on our end. Minimum return is $1,500.
Requirements:
1. Relay is used for any separate bank accounts
2. We will not sign onto anyone’s operating agreements
3. The lender is fully aware of who we are and how the transaction will work
4. Lender funds are in escrow first
Frequently Asked Questions
What qualifies as a double closing?
A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.
Here's how it works:
First Transaction: The investor agrees to purchase the property from the original seller.
Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.
During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period.Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.
What qualifies as a seller carry-back (Stack Method)?
A seller carry-back deal involves a hard money or DSCR loan being used to purchase a property. The remaining amount needed for purchase is funded by the seller via a seller carry-back. This amount is typically equal to the down-payment and closing costs.
If you have a deal like this, the lender will likely require you to bring the down-payment to close and then be reimbursed by the seller carry-back. IF the lender approves, we can fund that down-payment for you to close the deal.
How quickly can we get our deal funded?
We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.
What happens if the deal doesn't close?
If your deal does not close, we do not charge you the 40% fee. Your only cost would be the upfront fee since our transaction coordinators have already worked on the deal for you.
Which states do you fund in?
We fund in all 50 states!
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