What is the Stack Method?

The Stack Method is a creative acquisition strategy that allows you to purchase with $0 out of pocket by combining three layers of funding:

1. A new primary loan (like a DSCR or Hard Money loan)

2. A new seller-finance note

3. And transactional funding

If you negotiate the seller's note to fully cover your down payment and closing costs, we can fund the upfront down payment.

Let us Stack the work for you...

Our TC's ensure contracts are done right and deals close on time...every time.

Tier 1 (Basic service)

$2,500 + Closing Costs

*If more than $100k is needed for transactional funds, 2.5% of that amount is added to the fee*

  • Seller Carry-back note creation

  • Fully drafted security documents

  • Facilitation of the 2nd closing with in-house attorney

  • Transactional Funding

  • Access to our nationwide lender list

Tier 2 (Full service)

$4,000 + Closing Costs

*If more than $100k is needed for transactional funds, 2.5% of that amount is added to the fee*

  • Everything from Tier 1

  • Start-to-Finish Transaction Coordination

  • Contract Creation & Deal Structuring

  • Purchasing LLC Account Creation

  • Full Lender Communication and Sourcing

  • All Title Communication and Coordination

Looking Elsewhere?

Here's what you'll pay:

Transaction coordination: $2,500 (due upfront)

Transactional Funding: $2,500

Contract prep: $200

2nd Closing Fees: $8,000+

Total: $13,200

🚫 Challenges of working with an unexperienced team:

  • High closing costs

  • Wasted time educating all parties

  • Lack of experience with this deal structure

  • Wrong LLC formation

  • Wrong funding source & checking setup

  • Higher points & rates from primary lender

  • Weak Seller agreements and contracts

  • Poor communication to all parties

  • Uncomfortable sellers due to long closings

☑️ Benefits of working with our team:

  • Seller carry-back note creation

  • Fully drafted security documents

  • Closing facilitated by our in-house attorney

  • Access to our nationwide lender list

  • Transaction coordination for a hands-off close

  • LLC and contract creation & structuring

  • Full lender communication and sourcing

  • All title communications handled

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