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We provide nationwide funding
for commercial & residential:
- Earnest Money Deposits
- Double Closings
- Seller Carrybacks ("Stack Method")
Here's everything that will happen immediately after you submit a request for an EMD:
1. We will review your request (typically within 30 min)
- Are all of the contracts signed and executed by both parties?
- Is the EMD refundable?
- If so, is the inspection period 7 days out?
2. We will send you the following contracts to sign/have signed
A mutual release agreement (to be signed by the SELLER) and an EMD agreement confirming we will fund your deal.
3. We will have you connect us with your title company to do the following
Have your title company sign off agreeing to abide by our agreed upon contracts. Confirm no other issues will arise from having the EMD sent from a 3rd party.
Once the above are complete your deal will be funded, guaranteed.
Fees (subject to change depending on notice given)
≤ 30 days
Flat 5% upfront & 20% at closing.
≥ 31 days (60 maximum)
Flat 10% upfront & 20% at closing.
Our upfront fee is non-refundable and our minimum return is $1,500.
If you have more questions, contact us.
Here's everything that will happen immediately after you submit your request for a Double Closing:
1. We will review your request (typically within 30 min)
- Are the AB & BC contracts both signed and executed by all parties?
- Do the AB/BC Buyer & Seller match and all addresses match?
- Is there enough spread between the 2 deals to pay all fees and closing costs?
- Do both contracts have the deals set to close on the same day?
2. We will have you introduce us to your title company as the AB funder
Once introduced, we will go through our checks with the title company. These include confirming the amount that needs to be funded, and signing off on the final payoff (HUD) showing the safe return of our capital.
3. Final checks are completed and funds are sent
Our final checks include confirming all end buyer funds are in first, as this is the only way to ensure our funds are protected. We will also confirm all documents are signed and disbursement is ready. Once this is complete, funds will be sent immediately.
As long as all of our requirements are met by title, your funding is guaranteed every time.
Fees (subject to change depending on notice given)
1% up to $1M
1.5% up to $5M
3% above $5M
Our minimum return is $1,000.
If you have more questions, contact us.
Here's everything that will happen immediately after you submit your request for a Stack Method:
1. We will review your request (typically within 30 min) based on the following criteria:
- Has the seller clearly agreed on a seller carryback structure?
- Is the seller carry enough to cover closing costs & fees?
2. We will send your our full setup guide for the transaction.
This will include VIP links for setting up your bank account and contracts to confirm our agreement for funding. These contracts also clarify our role to ensure transparency with your lenders.
3. We will schedule your intake call.
On the call, someone on our team will review the details of your deal and confirm our ability to help you get it to the finish line. We will also review whether or not you qualifying for our Stack Pro program, which allows you to bypass the upfront fee and handle all contracts and lending logistics on your own.
4. We will setup your dashboard account.
Once setup in our proprietary dashboard, you'll be able to communicate smoothly and clearly with our team on all steps required to get your deal to the finish line.
Fees (subject to change depending on notice given)
$1,400 upfront for coordination and 2.5% for transactional funding.
Remaining coordination fee is paid at closing ($1,100).
Our minimum return is $2,500.
If you have more questions, contact us.
Fundable Amount:
Up to $100k (Flexible)
Timeline:
60 days maximum with an extension
*We DO NOT provide Proof of Funds for EMDs.
Only double closings.
*We DO NOT fund EMDs for properties that will be owner occupied. Our funding is ONLY for investment properties.
Fundable Amount:
Up to $100M (Flexible)
Timeline:
Same day closing
*If you need Proof of Funds to get the deal under contract for a double close, reference the FAQs below.
Fundable Amount:
Up to $1M (Flexible)
Timeline:
1-2 day closing
What qualifies as a double closing?
A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.
Here's how it works:
First Transaction: The investor agrees to purchase the property from the original seller.
Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.
During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period. Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.
Yes, but we only provide proof of funds for double closes in which case our funds would be used to purchase the property.
To receive proof of funds, follow the steps below:
1. Go to "Submit Funding Request" and walk through the steps to submit a request for a double close.
2. In the notes section, state that the request is being submitted for a POF.
3. Use the PSA that you will be submitting to the agent/seller with all possible info filled out.
4. Attach the A-B PSA as both the A-B and B-C since the form will require both.
A stack method deal otherwise known as a seller carryback occurs when the buyer gets a new loan to purchase the property, and then comes to an agreement with the seller for them to finance the down payment behind the loan.
If your deal matches this structure, we will fund the down payment for the first transaction until it is replaced with the money the seller is willing to finance to you after the purchase as agreed.
Yes fund both commercial and residential.
Yes. We can fund an EMD for an end buyer if you and the seller sign our addendum making the inspection period go through the close of escrow. All details will be sent when your deal is submitted.
While we typically require a 48 hour notice to fund a deal, we have processed funding in as little as 5 minutes. If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.
If an EMD deal does not close, we just have the EMD sent back. Your only cost would be the upfront fee for EMD deals since our transaction coordinators have already worked on the deal for you..
For double closings and seller carrybacks there would be no charge since we don't fund until closing.
We fund in all 50 states.
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